Planning Your Portfolio
The Western Pacific Financial Group Pty Ltd philosophy on portfolio management is reinforced by the way we structure your portfolio and how we choose investments.
Portfolio Management Philosophy
The key to Western Pacific’s “Intelligent Investing” is our investment management philosophy. Our philosophy is set out in this booklet and explains the proven and successful principles that encapsulate “Intelligent Investing” at Western Pacific and the value this adds to our clients’ portfolios.
Intelligent Investing Brochure
It's important that we correctly ascertain your risk profile. This enables us to gauge how comfortable you are with fluctuations in the value of your investment capital or income.
Having this knowledge allows us to design investment recommendations that will achieve an appropriate level of return without exposing you to a greater degree of risk than is acceptable to you.
We know that people tend to fall into one of five risk categories, generally described as:
- cautious
- conservative
- balanced
- assertive
- aggressive
Naturally, your risk profile has a bearing on the amount of return you could reasonably expect as higher returns are generally linked with higher risk levels.
However, our Intelligent Investing philosophy endeavours to alter the law of risk versus return.
The medium to long term results we have achieved for our clients have proved the benefit of consistent, positive performance over more volatile methods.
By striving to design investment recommendations where value is greatest and avoiding financial debacles, Western Pacific Financial Group Pty Ltd has, over time, managed to consistently achieve well above average returns via a proactive and less risky portfolio management style.
Risk Profile and its effect on your portfolio
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The Portfolio Planning Process
Our first step is to design a model portfolio with a realistic, “Balanced” long term asset allocation which we believe will achieve adequate risk versus return.
Using that as a base, we build other portfolios with lower risk/lower returns and higher risk/higher returns.
We engage in rigorous research to unearth those fund managers that share our “absolute return” focus. We have been able to influence these managers and their products through consultation and discussion, which has proved mutually beneficial.
With approximately $2 billion funds under advice and positive returns for our clients over both the short and long term we see it as essential that we continue our close association with selected investment professionals.
We call this overall process Intelligent Investing.
Please note that the information contained here is of a general nature only and has been prepared without taking account of your objectives, financial situation or needs. Accordingly you should consider the appropriateness of this information, having regard to those matters, before investing.
All returns are based on reasonable assumptions about future investment market returns however no guarantees can be given.
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